Earn as you share with Zedvance referral scheme

As a Zedvance customer, you can earn up to 50,000 Naira by referring friends, family or colleagues to take a Zedvance loan using your referral link. Earn up to 50,000 on a 5,000,000 Naira loan.

Create an account Sign in to your account

How do I share my referral link?


Sign In

Log on to your dashboard on our website
or on the MoneyPal App.


Click on referral

Click on “Referral” through the sidepane to copy your unique code or link.


Share your code

Share the link or code with friends and family to start earning.

What happens next?

If any of your contacts requests a loan using your referral link (or code), you will receive 1% of the amount they receive. It’s that simple!

Get started


What do I need to do to earn a referral bonus?
  • You must be a Zedvance customer and have an account on any of our MoneyPal platforms –web or mobile app
  • Generate your referral code on the MoneyPal web or mobile app and share with your friends that earn salaries and are interested in taking loans.
  • Ask them to apply for a salary loan via our mobile app, website -https://online.zedvance.com or by chatting Zee on Whatsapp on 09060003933.
  • Remind them to include your referral code when applying for their loans on our mobile app and website. For loan requests through Whatsapp, please ask your referrals to use your referral link.
How do I get my referral code?

Log in to your Zedvance account via MoneyPal or https://online.zedvance.com. Click on the Referral tab to copy your referral link or code and share with your friends.

How many people can I send my referral code to?

There is no limit to the amount of people you can send your referral code to. The more people you refer, the more money you will earn.

Can I earn a referral bonus if I refer an existing Zedvance customer?

No. You can only earn a bonus on loans taken by first-time Zedvance customers.

How much and when will I get paid?

Your bank account will be credited with 1% of the value of the loan your referral receives in less than 2 weeks after your referral receives the loan. Remember that your referral has to use your code or link when applying for his first loan for you to earn a bonus.

Will I earn a referral bonus when my referred customer takes a second loan?

No. A referral bonus can only be earned on the first loan your referral takes.

No. A referral bonus can only be earned on the first loan your referral takes.

You can call our Contact Center on 0700 100 1000 or email us via customercare@zedvance.com

Terms and Conditions

  • You must have taken at least one loan from Zedvance to enjoy the referral bonus
  • You’ll be credited 1% of the loan value every time someone uses your link to get a first –time salary loan from Zedvance.
  • Payment are made weekly after disbursement of loan to your referred customer
  • You can only earn a bonus on salary-based loans taken by your referral.